Raporty i bazy danych
Ponad 80 publikacji obejmujących bankowość, ubezpieczenia, płatności, kredyty hipoteczne i zarządzanie aktywami w Polsce i Europie Środkowo-Wschodniej.
Zdecydowana większość naszych raportów jest dostępna wyłącznie w języku angielskim. Tytuły, opisy i spisy treści poniżej pozostają w oryginale.
List of Top 200 banks in Central and Eastern Europe /2025 edition/
Total banking assets in the CEE16* region reached a record high of EUR 2.2 trillion by December 2024, reflecting an annual increase of 8.3%. This sustained expansion underscores the continued momentum of the Central and Eastern European banking sector, with nearly all 16 countries contributing positively to growth. Notably, Lithuania, Albania, and Poland stood out with annual growth rates exceeding 12%, highlighting the universal strength of the region’s financial ecosystem.
List of Top 200 banks in Central and Eastern Europe /2024 edition/
Total banking assets in CEE16* exceeded EUR 2.06 trillion as of December 2023 after growing by approximately 11.8% YoY. The year 2023 marked another robust performance for banks operating in Central and Eastern Europe (CEE16*), as the region experienced a significant asset growth of approximately 11.8% YoY, reaching a combined €2.06 trillion by December 2023 for the 16 countries in the region. The expansion in the CEE financial sector was evident in nearly all countries within the region, with some markets like Lithuania, Poland, and Hungary achieving double-digit growth rates. This recent surge in financial markets across CEE is a testament to the thriving economies, supported by healthy GDP growth and increasing individual incomes. Remembering the challenging year of 2020, when bank profits experienced a significant hit and key profitability benchmarks were more than halved, regional bankers have shown optimism with a gradual improvement in profitability since 2021. By 2023, the average Return on Assets (ROA) for the top 200 CEE banks reached 1.28%, while the average Return on Equity (ROE) was 11.5%. These figures represent a clear recovery and even surpass pre-pandemic levels, indicating a robust return to financial health. Moreover, the ongoing consolidation in the banking sector suggests a future dominated by a handful of top players who will effectively control the CEE markets. This trend towards consolidation around leading groups like Erste, KBC, PKO Bank, OTP, UniCredit, and Raiffeisen is likely to enhance market stability and drive further growth. For more information about developments in the banking sectors in CEE, please review the full publication. ------------------------------------------------------------------ *CEE16 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, Montenegro and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2023 edition/
Total banking assets in CEE16* exceeded EUR 1.84 trillion as of December 2022 after growing by over 8% YoY. The year 2022 marked a robust performance for banks operating in Central and Eastern Europe (CEE16*), as the region experienced a remarkable asset growth of over 8% YoY, reaching a combined €1.84 trillion by December 2022, for 16 countries in the region. The expansion in the CEE financial sector was evident in nearly all countries within the region, with some markets like Croatia, Bulgaria, Romania, Albania, and Montenegro achieving double-digit growth rates. This recent surge in financial markets across CEE is a testament to the thriving economies, supported by healthy GDP growth and increasing individual incomes. Remembering the challenging year of 2020, when bank profits experienced a significant hit and key profitability benchmarks were more than halved, regional bankers have shown optimism with a gradual improvement in profitability since 2021. By 2022, the average Return on Assets (ROA) for the top 200 CEE banks reached 0.92%, while the average Return on Equity (ROE) was 9.9%. Although these figures are still below the levels recorded in the years 2016-2019, there is an expectation that regional banks will manage to return to their historical performance. For more info about developments in banking sectors in CEE please review the full publication. ------------------------------------------------------------------ *CEE16 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, Montenegro and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2021 edition/
Total banking assets in CEE16* topped EUR 1.7 trillion as of December 2021, growing at 11% YoY. It has been a good time for most banks operating across Central and Eastern Europe recently. Despite continued COVID-19 related lockdowns and business disruptions, as well as in view of new regulatory and tax burdens, CEE banks seem to have coped well with all the headwinds. All countries in the region had a positive contribution to this growth with leaders experiencing YoY growth rates of 14%+. With € 138+ billion in assets, Austrian Erste Group remains at the top of regional players. KBC follows the suit with assets worth € 122 billion. Other groups with a market share of 5%+ include: UniCredit, PKO Bank Polski, OTP Bank and Raiffeisen. Overall top 10 largest groups control nearly 52% of regional bank assets. ------------------------------------------------------------------ *CEE16 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, Montenegro and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2021 edition/
Total banking assets in CEE15* exceeded EUR 1.5 trillion in December 2020, after adding over 8% last year. Multiple banking markets in the region recorded double digit growth rates, and in a few countries, including Lithuania and Estonia the growth rate exceeded 20%. However, the growth came at the price of profits. Profitability ratios for top CEE banks plunged in 2020 with ROA and ROE falling to 0.53% and 5.0% respectively. The top banking groups in the region did not change and Erste, KBC and UniCredit remaind top banking groups. Nevertheless, the consolidation processes continued with regional players getting stronger, in particular OTP, which continued to consolidate more assets in the southern part of the region. ------------------------------------------------------------------ *CEE15 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2020 edition/
Total banking assets in CEE15* exceeded EUR 1.4 trillion in December 2019, after adding over 6% last year. Markets in the Southern part of the region including Serbia and North Macedonia have been growing most rapidly. In a few largest markets, e.g. in Poland and Czech Republic the nominal growth in assets has been boosted by appreciating currency. The profitability of major CEE banks remained almost unchanged in 2019 with ROA and ROE stabilizing at 1.15% and 10.4% respectively. The top banking groups in the region: Erste, KBC and UniCredit did not change. However, the consolidation processes continued with regional players getting stronger, e.g. OTP and PKO and a few foreign players reducing their presence in the region, e.g. Société Générale or Raiffeisen. ------------------------------------------------------------------ *CEE15 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2019 edition/
Total banking assets in CEE15* jumped to EUR 1.33 trillion in December 2018, after adding over 3.7% within last year. Markets in the Southern part of the region including Serbia, Bosnia and Bulgaria have been growing most rapidly. In a few big markets, e.g. in Poland the nominal growth in assets has been partially offset by depreciating currency. The profitability of major CEE banks improved slightly with weighted ROA and ROE improving to 1.16% and 10.4% respectively. The leading banking groups in the region: Erste, KBC and UniCredit did not change, however, the consolidation processes continued with local players getting stronger and smome foreign players reducing their presence in the region, e.g. Societe Generale or Raiffeisen. ------------------------------------------------------------------ *CEE15 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and North Macedonia.
List of Top 200 banks in Central and Eastern Europe /2018 edition/
Total banking assets in CEE15* jumped to EUR 1.28 trillion in December 2017, after adding over 10% within last year. Czech Republic and Poland were the most rapidly growing markets. Growing assets were boosted by the nominal asset increases and appreciating currencies. By contrast to growing assets, the profitability of major CEE banks declined slightly with weighted ROA and ROE contracting to 1.13% and 9.8% respectively. The leading banking groups in the region: Erste, KBC and UniCredit did not change, however, the consolidation processes continued with local players getting stronger and smaller foreign players seeking to exit. ------------------------------------------------------------------ *CEE15 include: Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and FYR Macedonia.
List of Top 200 banks in Central and Eastern Europe
Total banking assets in CEE15* reached 1.16 trillion EUR as of December 2016, after adding ca.4% value within a year. The profitability of major CEE banks surged with weighted ROA and ROE jumping to 1.18% and 10.2% respectively in 2016. Despite recently observed convergence trends, there are still significant differences among CEE countries in terms of banking intermediation levels. While banking assets per capita exceeded EUR 20k in Czech Republic, the benchmark was nearly 6 times lower for Albania and Bosnia-Herzegovina.The level of financial intermediation for most of CEE is still extremely low if compared to Western Europe and the gap is expected to narrow gradually. -------------------------------------------------------------------------------------------------------------------------------------- *CEE15 includes Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and Macedonia.
List of Top 200 banks in Central and Eastern Europe
Total banking assets in CEE15* exceeded 1.11 trillion EUR as of December 2015, after adding ca.3% value within a year. The profitability of major CEE banks has improved significantly with weighted ROA and ROE growing to 0.79% and 6.81% respectively in 2015. Despite recently observed convergence trends, there are still significant differences among CEE countries in terms of banking intermediation levels. While banking assets per capita exceeded EUR 20k in Slovenia, the benchmark was nearly 6 times lower for Albania and Bosnia-Herzegovina.The level of financial intermediation for most of CEE is still extremely low if compared to Western Europe and the gap is expected to narrow gradually. -------------------------------------------------------------------------------------------------------------------------------------- *CEE15 includes Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and Macedonia.
List of Top 200 banks in Central and Eastern Europe
Total banking assets in CEE15* topped 1.07 trillion EUR in December 2014. Despite recently observed convergence trends, there are still significant differences among CEE countries in terms of banking intermediation levels. While banking assets per capita exceed EUR 21k in Slovenia, the benchmark is nearly 7 times lower for Albania, Bosnia-Herzegovina or FYRO Macedonia. The level of financial intermediation for most of CEE is still extremely low if compared to Western Europe and the gap is expected to narrow gradually. Nevertheless, factors like hostile fiscal policy (case Hungary), economic rebalancing (case Slovenia) or poor supervision (case Bulgaria) may temporarily weigh on banking sectors in selected countries. -------------------------------------------------------------------------------------------------------------------------------------- *CEE15 includes Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and Macedonia.
List of Top 200 banks in Central and Eastern Europe
Total banking assets in CEE15* topped 1.04 billon EUR, after increasing by ~1% in 2013. The recent growth in assets could be attributed mainly to positive developments in Poland, Czech Republic and few smaller peripheral countries including: Albania, BH and FYROM. In contrast, banking markets in Slovenia and Hungary continued to contract being affected by structural problems and unfavourable regulatory or fiscal environments. CEE15 banking markets continue to be dominated by foreign investors with: UniCredit, Erste, Raiffeisen and KBC controlling a combined 28% of total banking assets in the region. The fifth major banking group in CEE15 is Poland's PKO Bank Polski group with a regional market share of 5.3%. The TOP200 CEE league table is led by two Polish banks: PKO (assets of EUR 47.3 billion) and Bank Pekao (assets of EUR 37.4 billion), followed by the Czech major bank CSOB (assets of EUR 33.6 billion). Despite recently observed convergence trends, there are still significant differences among CEE countries in terms of banking intermediation levels. While banking assets per capita exceed 20k EUR in Slovenia, the benchmark is over 6 times lower for Albania or Bosnia-Herzegovina. The outlook for most CEE banking markets remains positive. The level of financial intermediation for most of CEE is still extremely low if compared to Western Europe and the gap is expected to narrow gradually. Nevertheless, factors like hostile fiscal policy (case Hungary), economic rebalancing (case Slovenia) or poor supervision (case Bulgaria) may temporarily weigh on banking sectors in selected countries. -------------------------------------------------------------------------------------------------------------------------------------- *CEE15 includes Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and Macedonia.