Research reports & databases
80 publications covering banking, insurance, payments, mortgage lending and asset management across Poland and Central & Eastern Europe.
Investment funds and asset management market in Poland, 2015
The asset management industry in Poland remains in a fast-growing trend. The total value of assets under management (AuM) exceeded PLN 536 billion (EUR 128 billion) as of June 2015. While all key market segments have demonstrated positive developments, the growth in assets of investment funds has beaten other product groups. Assets of regulated investment funds topped PLN 230 billion, which corresponds to a 9% growth in the first half of 2015 alone. Outlook The asset management industry in Poland is expected to sustain a moderate growth at ~7% p.a. by 2017. In-line with historical trends it is investment fund assets, where the fastest growth is expected to occur. Nevertheless also insurance and pension assets are likely to demonstrate solid performance. A key growth factor will be increasing wealth of individuals thanks to the accelerating economy which supports private wealth formation and emergence of new clients. Today, the asset management industry in Poland is serving directly over 2 million clients which is a fraction of the population. However, growing disposable income and personal wealth could easily double this figure within the next decade.
List of Top 200 banks in Central and Eastern Europe
Total banking assets in CEE15* topped 1.07 trillion EUR in December 2014. Despite recently observed convergence trends, there are still significant differences among CEE countries in terms of banking intermediation levels. While banking assets per capita exceed EUR 21k in Slovenia, the benchmark is nearly 7 times lower for Albania, Bosnia-Herzegovina or FYRO Macedonia. The level of financial intermediation for most of CEE is still extremely low if compared to Western Europe and the gap is expected to narrow gradually. Nevertheless, factors like hostile fiscal policy (case Hungary), economic rebalancing (case Slovenia) or poor supervision (case Bulgaria) may temporarily weigh on banking sectors in selected countries. -------------------------------------------------------------------------------------------------------------------------------------- *CEE15 includes Poland, Czech Republic, Hungary, Slovak Republic, Romania, Bulgaria, Estonia, Latvia, Lithuania, Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Albania, and Macedonia.
Insurance market in Poland, 2015-2017
Insurers operating in Poland are expected to take advantage from the ongoing economic recovery. The premium in non-life insurance segment is likely to rebound in 2015 as insurers will both increase sales of property insurance and slowly raise tariffs in car insurance. Also the improving situation of enterprises is expected to drive demand for specialized insurance products in the corporate sector including credit and liability insurance. At the same time, a better economic situation and improved sentiment in households sector, resulting from lower unemployment and increasing real wages, will boost the demand for unit-linked and plain risk life insurance. For more information on recent developments in the Polish insurance sector, please refer to the full publication.
Bank outlets in Poland, 2015
The number of bank outlets in Poland has been falling recently. As of Q1 2015, there have been 447 bank and credit union outlets per million capita, which corresponds to a 3.5% decrease YoY. Looking forward, more bank outlet closures could expected. The increasing use of remote channels by customers, including mobile, will reduce time spent in branches. On the other hand, intensifying pressure on cost reductions due to eroding interest margins , will encourage banks to further cut least efficient or redundant outlets. For more information on recent developments in the Polish banking sector, please refer to the full publication/database.
Banking market in Poland, 2015-2017
Most banks operating in Poland have benefited from the improving economy and higher consumer confidence, being able to expand their balance sheets considerably. Total banking assets hit a record PLN 1.53 trillion as of December 2014, which corresponds to a 9% YoY growth rate. Total client deposits at banks recorded a 9% YoY increase to PLN 956 billion and total client lending rose by 6% to PLN 910 billion. For more information on recent developments in the Polish banking sector, please refer to the full publication.
Mortgage lending in Poland, 2015-2017
The value of outstanding mortgage lending in Poland was up a 6% in 2014, reaching a total 351 billion PLN at year end. Building on favorable economic developments, positive customer sentiment and the cost of money at record low, new mortgage lending in Poland is expected to accelerate in 2015 -2017. For more information on recent developments in the Polish banking sector, please refer to the full publication.